Secure your future, without sacrifices

The investment-linked takaful plan that helps magnify your savings while protecting your finances, enabling you to grow your wealth and at the same time secure it, should anything unfortunate ever happen to you.

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Your benefits at a glance

Power of compounding

How this plan works

3 reasons to participate

Badal Hajj

To fulfil your religious duty even if you are personally unable to​

Hibah (Gift)

Protect your loved ones’ future without complex inheritance procedures​

Super flexibility

Adjust your coverage or contributions, as per your needs and affordability


  1. We do not have hidden clauses or lien on child coverage that prevent us from giving you what is due.
  2. You can increase your sum cover through auto option by 30% and further 20% based on specified life events, any times.
  3. We will also offer support through grief counsellor and legal advice from an independent expert.
  4. Flexibility to make additional contributions through regular top ups or ad-hoc ones, as your finances allows.
  5. For non-Muslims, additional lump-sum of RM2,000 will be provided in lieu of Badal Hajj services.
  1. You can reach out to our financial advisors who will be happy to provide you with Product Disclosure Sheet (PDS), Benefit Illustration and the Certificate for this plan for your better understanding. FWD Takaful Berhad, Registration No. 200601011780 (731530-M) is a registered takaful operator under the Islamic Financial Services Act 2013 and is regulated by Bank Negara Malaysia.

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Get in touch! Call Us 1300 13 7988