We’ll be here for them when you can’t

FWD Future First is the very first takaful plan in Malaysia designed to get your loved ones back on their feet emotionally as well as financially.
So they will be self-reliant, and continue to live life uninterrupted.

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Your benefits at a glance

Coverage for death, total and permanent disability and terminal illness

How does it work

3 reasons to participate

Badal Hajj

To fulfil your religious duty even if you are personally unable to

Hibah (Gift)

Protect your loved ones’ future without complex inheritance procedures

Value for money

Big coverage at an affordable price​


  1. We do not believe in setting a long list of hidden clause that prevent us from giving you what is due. So we’ve simplified our exclusions list to just 3.
  2. We will also offer support through grief counsellor and legal advice from an independent expert.
  3. We do not apply any lien on child coverage, we will pay the full amount to you.
  4. If you die, we will offer your spouse free takaful coverage of RM100,000 for 2 years without underwriting.
  5. For non-Muslims, additional lump-sum of RM2,000 will be provided in lieu of Badal Hajj services.
  1. You can reach out to our agents who will be happy to provide you with Product Disclosure Sheet (PDS), Benefit Illustration and the Certificate for this plan for your better understanding. FWD Takaful Berhad, Registration No. 200601011780 (731530-M) is a registered takaful operator under the Islamic Financial Services Act 2013 and is regulated by Bank Negara Malaysia.​

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Get in touch! Call Us 1300 13 7988