It gives your employees less to worry about, so they can devote their time and effort to fulfilling their duties as best as they can. Motivated employees are productive – they commit themselves to the organisation and its goals.
Securing the future of your employees’ families is a small gesture that will go a long way. It shows that as an employer, you don’t only care about your bottom line but are also looking after your employees’ welfare.
We believe in the concept of SMILE when we developed this product for you and the most important asset for your company, your Employees.
Provides a lump sum benefit in the event of death prior to the person covered reaching age 70 next birthday* and within the certificate period.
Provides a lump sum benefit of RM10,000 to cover the funeral expenses
Allows a person covered diagnosed with any of the covered 36 critical illnesses to receive a lump sum benefit to help alleviate their financial burden. The basic benefit payout will be reduced by the amount paid for this lump sum benefit.
Benefits | SME50 Plan | SME100 Plan | SME200 Plan | |
Benefits | SME50 Plan | SME100 Plan | SME200 Plan |
01 | Death | RM50,000 | RM100,000 | RM200,000 |
02 | Accelerated Total and Permanent Disability (TPD) | |||
03 | Accelerated Total and Permanent Disability (PPD) | |||
04 | Funeral Expenses | RM10,000 | ||
05 | Accelerated Critical Illness (CI) - optional | RM25,000 | RM50,000 | RM100,000 |
FWD Group Protection Plan offers a competitive solution for small-medium enterprises (SMEs) to provide their employees the coverage they need in the event of death or disability. Our yearly renewable plans start from 10 employees, covering them until the age of 70*, with an option to include Critical Illness (CI) coverage. Group Term Takaful plan is more affordable than an individual takaful plan. It also offers tax exemptions that benefit the employers’ cost-effectiveness.
Show that you care and that you value employees for their contribution to your business
On average, it costs less to buy corporate insurance than individual policies - with added benefits including life cover, critical illness, and total permanent disability
By protecting your staff means you're investing in your greatest asset - and the one that's hardest to replace