News release

News release

FWD Takaful launches “FWD ADD Rider”

23 March 2022 | Kuala Lumpur
Added coverage that bridges the takaful coverage gap aimed at gig economy workers

Kuala Lumpur, 23 March 2021FWD Takaful Berhad (“FWD Takaful”) has recently launched FWD ADD Rider, an added coverage designed to provide benefits upon accidental death and dismemberment (ADD) including medical expenses, financial and mental health coverage. The rider also provides optional unique benefits to complement the main accidental coverage.


Salim Majid Zain, FWD Takaful’s Chief Executive Officer, said, We’re happy to launch another rider that can help our customers, including gig economy workers take care of their financial implications due to unforeseen situations, in addition to their basic takaful coverage. What’s more, FWD ADD Rider is currently our only takaful rider that offers mental health coverage. The best part is that customers will also have the flexibility to customise the rider by adding the optional benefits for more inclusive coverage at an affordable contribution rate.


The main benefits of the FWD ADD Rider will cover customers and their family in the following instances:

  • Accidental Death or Total and Permanent Disability (TPD) benefit pays 100% of the sum covered.
  • Dismemberment benefit covers loss of use or loss of body parts due to an accident, depending on the severity of the injury.
  • Triple Indemnity benefit pays 300% of the sum covered upon accidental death or TPD if the accident occurs in a public transport.
  • Compassionate benefit provides an accidental death benefit amount of RM5,000 to help with funeral arrangements.


For greater reassurance, customers can also maximise their accident coverage with the following optional benefits:

  • Medical Reimbursement benefit up to RM20,000 per year.
  • Purchase of Orthopaedic Equipment benefit up to RM3,000 per accident.
  • Alternative Medical Treatment benefit up to RM3,000 per accident.
  • Monthly Income benefit of up to RM5,000 for 60 or 120 months payable upon TPD.
  • Weekly Indemnity benefit payable up to 75% of the person covered’s weekly income.
  • Mental Care benefit provides reimbursement on psychiatrist consultation fees up to RM25,000 for Post-Traumatic Stress Disorder (PTSD) and Adjustment Disorder (AD).


To find out more about FWD ADD Rider and its benefits, visit or contact any FWD Takaful’s authorised agents. Alternatively, call 1300 13 7988 or email for more information.


About FWD Takaful Berhad

FWD Takaful Berhad (“FWD Takaful”) is a Takaful provider in Malaysia that offers family Takaful services. FWD Takaful is licensed under the Islamic Financial Services Act 2013 and is regulated by Bank Negara Malaysia. FWD Takaful is a takaful business unit of FWD Group (“FWD”).

FWD Group is a pan-Asian life insurance business with approximately 10 million customers across 10 markets, including some of the fastest growing insurance markets in the world. Established in 2013, FWD is focused on making the insurance journey simpler, faster and smoother, with innovative propositions and easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD is committed to changing the way people feel about insurance.

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