FWD Life First

Loss of life takaful plans

Keep your family secure against the insecurities in life.

We designed FWD Life First for people like you. It ensures that your family will have financial support if you’re down due to an illness, an accident, or a disease. But it doesn’t stop there. In the event of an accident happens to your family member, FWD Life First will also provide financial support to help you getting through the challenging time.

FWD Life First is a protection plan designed to look into the needs of your whole family – from your parents to your children – should you not be able to carry out your responsibilities.

loss of life

total & permanent disability

budget-friendly

Available to participate via

FWD agents

Infectious Disease benefit

provides a one-time payment amount of RM5,000 upon diagnosis and admission into hospital for 5 or more consecutive days as as a result of any one of the covered diseases:

Dengue Fever
Tuberculosis
Viral Hepatitis
Malaria
Cholera
Typhoid
Japanese Enchaphalitis

Multiple Indemnity benefit due to accidental causes

200% sum covered and your account value in the PSA payable upon death or TPD due to accidental cause.
300% sum covered and your account value in the PSA are payable upon death or TPD due to accidental causes while in a public conveyance, elevator or burning public building.
500% sum covered and your account value in the PSA are payable upon death or TPD due to accidental causes while travelling abroad.

Mosquito-borne Disease benefit

200% sum covered and your account value in the PSA payable upon death from:

Chikungunya
Dengue
Japanese Encephalitis
Malaria
Zika

Note: Maximum sum covered payable for this benefit is RM200,000.

Financial, emotional and practical support all in one plan.

At FWD Takaful, we understand what happens to families when a spouse or parent dies or becomes totally disabled. They feel lost and are unable to move on, resulting in a derailment of their future plans.

FWD Life First provides financial support as well as emotional and practical support, to get your family back on their feet.

Badal Hajj*

We’ll provide Badal Hajj support for Muslim customers where we’ll arrange** and pay for the Badal Hajj from our panel of service providers.

*For non-Muslims, we’ll pay a lump sum benefit of RM2,000.

**We reserve the right to pay this benefit in cash for the amount of RM2,000.

Grief Counselling

We’ll reimburse the actual amount charged for up to 10 grief counselling sessions from our panel; until the total amount charged reaches RM2,000.

Legal Advice

We’ll reimburse the actual amount for up to 3 legal advice sessions; until the total amount charged reaches RM2,000.

How this plan works

A chart that details the claims and benefits you are entitled to throughout the course of your plan, and what happens after maturity

Eligibility

Learn more about the benefits and how you are protected through this Life First package.

Helpful note

Reach out to our financial advisors to get copies of the Product Disclosure Sheet (PDS), Benefit Illustration and the Certificate of the plan. FWD Takaful Berhad, Registration No. 200601011780 (731530-M) is a registered takaful operator under the Islamic Financial Services Act 2013, regulated by Bank Negara Malaysia.