Get the total coverage sum of up to RM40,000 to keep your family’s financials secure in the event of your passing.
Total and partial disability benefits
In the case of a total and partial disability, we’ll provide benefits and protection in full.
Get Badal Hajj benefits
Fulfil your religious duty, even when you’re personally unable to.
Cover funeral expenses
RM3,000 will be granted in the event of your passing as soon as we receive your death certificate.
Extra benefits for accident deaths
200% of your coverage will be granted as benefits in the event of a death by an accident.
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Frequently asked questions
Want to know more about our products? Here's a few of our most commonly asked questions, and the answers that may help.
What is FWD Kasih?
A plan that is renewable yearly that offers coverage in the event of death, death by accidents and total or partial disability.
Is this product shariah compliant?
Yes. The product is approved by our Shariah committee. We adopt the following shariah principles:
Tabarru’: A donation for the purpose of takaful where participants agree to assist each other financially.
Wakalah: The contract where the participant appoints the Takaful Operator to manage the participants’ risk fund and agrees to pay the Takaful Operator on a pre-agreed basis for the services provided.
Ju'alah: It’s the reward to the Takaful Operator for the good performance of the participants’ risk fund it’ll be managing. The Takaful Operator will be rewarded with a 50% share of the surplus from the participants’ risk fund and the remaining 50% will be distributed to participants.
Qard: An interest-free loan that we grant to the participants’ risk fund if it’s in deficit. The loan is repayable from the future surplus arising in the participants’ risk fund.
What are the age requirements?
The age requirement of this plan are as follows:
Minimum age: 19 years old
Maximum age: 55 years old
Maximum age covered: 65 years old
When will my coverage begin?
You’ll be covered from the commencement date stated in your takaful plan schedule.
How do I pay for my contribution?
You may pay via credit or debit card.
Find out more
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