At FWD we strive to be a different kind of takaful operator with a new approach to an old industry.

Our philosophy is: enjoy life, celebrate it. And if anything happens, we've got you covered.

  • About Takaful

    Takaful is financial planning and protection that’s compatible with Islamic law.

    Takaful concepts have always been practised in one form or another for most of the history of Islam. The word Takaful is derived from the Arabic verb kafala, which means to take care of one's needs.

    If you take up a takaful certificate, your money or donation is pooled with that of others, and managed on your behalf by a takaful operator.

    Losses are divided and liabilities are spread. Should someone suffer a covered loss, the payment of takaful benefit will be borne by a common pool of fund – known as ‘tabarru’ fund’.

    So in effect Takaful is a co-operative for members of society based on the principles of solidarity, risk sharing and brotherhood.

    Check out our FAQs if you would like to learn more about takaful!

  • Company Background

    FWD Takaful Berhad, Registration No. 200601011780 (731530-M) is a family takaful operator in Malaysia. Its shareholders are FWD Life Insurance Company (Bermuda) Limited (an FWD Group company), JAB Capital Berhad and Employee Provident Fund Board of Malaysia (EPF).

    We will leverage on FWD Group’s pan-Asian experience to develop and offer takaful solutions to consumers in Malaysia.

    About FWD Group

    FWD Group is a pan-Asian life insurance business with approximately 10 million customers across 10 markets, including some of the fastest growing insurance markets in the world. Established in 2013, FWD is focused on making the insurance journey simpler, faster and smoother, with innovative propositions and easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD is committed to changing the way people feel about insurance.

    For more information please visit

Company Financial Report

Our most recent financial reports can be downloaded here.


Our philosophy

At FWD, we do the right things right!

Get in touch! Call Us 1300 13 7988