At FWD we strive to be a different kind of takaful operator with a new approach to an old industry.

Our philosophy is: enjoy life, celebrate it. And if anything happens, we've got you covered.

  • About Takaful

    Takaful is financial planning and protection that’s compatible with Islamic law.

    Takaful concepts have always been practised in one form or another for most of the history of Islam. The word Takaful is derived from the Arabic verb kafala, which means to take care of one's needs.

    If you take up a takaful certificate, your money or donation is pooled with that of others, and managed on your behalf by a takaful operator.

    Losses are divided and liabilities are spread. Should someone suffer a covered loss, the payment of takaful benefit will be borne by a common pool of fund – known as ‘tabarru’ fund’.

    So in effect Takaful is a co-operative for members of society based on the principles of solidarity, risk sharing and brotherhood.

    Check out our FAQs if you would like to learn more about takaful!

  • Company Background

    FWD Takaful Berhad, Registration No. 200601011780 (731530-M) is a family takaful operator in Malaysia. Its shareholders are FWD Life Insurance Company (Bermuda) Limited (an FWD Group company), JAB Capital Berhad and Employee Provident Fund Board of Malaysia (EPF).

    We will leverage on FWD Group’s pan-Asian experience to develop and offer takaful solutions to consumers in Malaysia.

    About FWD Group
    FWD Group spans Hong Kong & Macau, Thailand, Indonesia, the Philippines, Singapore, Vietnam, Japan and Malaysia, offering life and medical insurance, general insurance, employee benefits, Shariah and Family Takaful products across a number of its markets.

    FWD is focused on creating fresh customer experiences, with easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD aims to become a leading pan-Asian insurer that changes the way people feel about insurance.

    Established in Asia in 2013, FWD is the insurance business of investment group, Pacific Century Group.

    For more information please visit

  • Strong Financial Position

    FWD Group manages more than US$30 billion in assets as of 31 December 2018.

Company Financial Report

Our most recent financial reports can be downloaded here.


Our philosophy

At FWD, we do the right things right!

Get in touch! Call Us 1300 13 7988