Loss of life takaful plans

This product is offered to individuals with learning disabilities associated with autism spectrum disorder (ASD), Tourette’s Syndrome or attention-deficit hyperactivity disorder (ADHD) who are:

• registered with Jabatan Kebajikan Masyarakat (JKM) and are issued with or holds an OKU card; or
• verified or certified by the Medical Officer or Government Hospital or Psychiatric Private Specialist

We only offer one takaful certificate per customer. However, you can cover multiple children under this plan, up to RM100,000 per life.

It takes up to 7 working days from the date when the complete/full documents are received.

Yes, a waiting period of one (1) year is applicable to the Certificate Owner. We'll not pay any death or total permanent disability benefit if the claim arises due to non-accidental causes within one (1) year from the issue date or reinstatement date of the certificate.

Your certificate will be terminated based on the following situation, whichever comes first.

• Upon the death of the Person Covered; or
• Upon your request to surrender (terminate) your certificate; or
• The expiry date of the certificate; or
• The end of 60-days grace period, if we do not receive your contribution before then.